New health care law traps some in pricey state plans - USATODAY.com
This is an important article to read for those who are currently insured in state health insurance pools. I thought one of the intents of the new healthcare reform was to help people who are in high risk pools and are paying sky high rates. Instead they're not getting help and why not? Those who have sacrificed to be in the pools have been responsible citizens and they deserve the break. I agree that many people who wanted this coverage couldn't afford it and I am glad that they'll be able to get insurance at a reasonable rate. But what about the vast majority who are high risk and could have afforded coverage but just went without? They're getting the benefit of the new system. That's not fair. They should be penalized or the responsible citizens need to get a bigger break.
Friday, April 30, 2010
Wednesday, April 28, 2010
Tuesday, April 27, 2010
Monday, April 26, 2010
ObamaCare Mulligan: Readying Price Controls for Insurance - WSJ.com
ObamaCare Mulligan: Readying Price Controls for Insurance - WSJ.com
"Democrats are petrified they'll get the blame they deserve when insurance costs inevitably spike. So the purpose of this latest Senate bill is to have a pre-emptive political response on hand."
"Democrats are petrified they'll get the blame they deserve when insurance costs inevitably spike. So the purpose of this latest Senate bill is to have a pre-emptive political response on hand."
Thursday, April 22, 2010
Wednesday, April 21, 2010
Long Term Care Insurance Changes - WSJ.com
Family Value: Insurance Changes - WSJ.com
Long Term Care Insurance may be getting more attractive. It has always been an insurance product that hasn't satisfied the needs of the masses because of the premiums. But maybe with some changes, it will catch hold.
Long Term Care Insurance may be getting more attractive. It has always been an insurance product that hasn't satisfied the needs of the masses because of the premiums. But maybe with some changes, it will catch hold.
Tuesday, April 20, 2010
Wednesday, April 14, 2010
(1 unread) Yahoo! Mail, triest01
April 14, 2010 - Wall Street Journal
On April 13 Toyota Motor Corp. responded to the safety concerns about a Lexus sport-utility vehicle (SUV) recently published in Consumer Reports by temporarily stopping sales of the Lexus GX 460. The recent setback for Toyota comes in the wake of a series of safety recalls. Consumers Reports rarely issues a “don’t buy” recommendation but took the action against the Lexus model because of the possibility that the SUV could roll over in some circumstances. The magazine previously suspended its recommendations for eight models that Toyota recalled in January because of problems with sticking accelerator pedals.
Wednesday, April 7, 2010
Monday, April 5, 2010
America's New Prescription - The Five Keys to Health Reform's Success or Failure - TIME
I've tried to find as much information about the new healthcare reform law as I can. TIME has the best coverage that I've found. I think you'll agree. I love where they interviewed and MIT professor who said that the approach used was a "spaghetti approach". Throw everything against the wall and see what sticks. I don't know about you but that scares me. Was the system so horrible and broken to implement a 2000 page reform? I don't think I'm alone in being extremely concerned. As an insurance agent, I am glad to see that there will be changes in people being declined because of preexisting conditions. But I firmly believe that we as a society should be careful not to reward those who are irresponsible. The system already protected people who changed coverage if they had a group plan at work or changed to a new employer's group. But the system didn't protect those who were covered under a group at work; lost their job and couldn't get employed again within 18 months when COBRA ran out. And worst of all most people who I've met couldn't afford COBRA. But there are people who can afford to buy coverage and who have elected not to be covered. I think that's their right as an American. But with the new law, they'll have to buy coverage or get taxed by the IRS. Those who skipped out of the system, shouldn't get the same benefit of being able to get a new policy without some sort of penalty for their irresponsible behavior. Should they be allowed to skip on buying coverage and be able to buy it when they get sick. After all, isn't that why you buy insurance? NO. NO. NO. That's not the way insurance works. If everyone skipped on being insured and just bought coverage when you got sick, it wouldn't be insurance. That's welfare. You may not like the way insurance companies operate but as far as I can see, the insurance industry is the only part of this puzzle that keeps a check on expenses and that's good for all of us.
America's New Prescription - The Five Keys to Health Reform's Success or Failure - TIME
America's New Prescription - The Five Keys to Health Reform's Success or Failure - TIME
Consumers Guide To Health Reform - Kaiser Health News
I haven't had time to read all 2000 pages of the reform law. Kaiser always has great info on healthcare. Hope this helps to get you started in sorting out the changes that will be coming our way.
Consumers Guide To Health Reform - Kaiser Health News
Consumers Guide To Health Reform - Kaiser Health News
Thursday, April 1, 2010
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